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How to purchase a Home
Home ownership is important to not only build wealth, but to build generational wealth. Real estate has been and will always be one of the ways to ensure future wealth. Owning offers stability, tax benefits, and equity, among other rewards. Unlike rent that goes up every year, your mortgage doesn’t. Contact us for your free credit counseling.
How to Use Credit Cards
Bad credit, no credit? Let us show you how to qualify for credit cards. Credit cards offer one of the best ways for you to build your credit and improve your credit scores by showing how you manage credit on a regular basis. If you want to build good credit, use credit cards regularly while making all your payments on time and using a small portion of your card's credit limit (Experian). Contact us for your free credit counseling.
How to Purchase a Car
Purchasing a car can be tricky, some of the knowledge you should know is. Lease vs. Finance: Is it better to buy or lease a car? Understanding down payments. What are good interest rates & APRs for car loans? How do I qualify for a car loan? Should I pay cash for a car instead of financing one? Contact us for your free credit counseling.
How to Save
Saving money is one of the best financial habits you can adopt. Saving money is important because it helps cushion the blow of financial emergencies and unexpected expenses. Additionally, saving money can help you pay for large purchases, avoid debt, reduce your financial stress, and provide you with a greater sense of financial freedom. Contact us for your free credit counseling.
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